:root {
  --ink: #1d2a33;
  --muted: #55636d;
  --line: #d9e1e6;
  --bg: #ffffff;
  --soft: #f3f7f9;
  --brand: #1f5f7a;
  --brand-dark: #154457;
  --accent: #2f7d4f;
  --radius: 10px;
  --max: 46rem;
}

* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  background: var(--bg);
  color: var(--ink);
  font: 17px/1.65 -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
}
a { color: var(--brand); }
a:hover { color: var(--brand-dark); }
img { max-width: 100%; height: auto; }

.wrap { max-width: var(--max); margin: 0 auto; padding: 0 16px; }
.skip { position: absolute; left: -999px; }
.skip:focus { left: 16px; top: 8px; background: #fff; padding: 6px 10px; z-index: 10; }

.site-header { border-bottom: 1px solid var(--line); background: #fff; }
.header-inner { display: flex; align-items: center; justify-content: space-between; gap: 12px;
  padding-top: 12px; padding-bottom: 12px; flex-wrap: wrap; max-width: 64rem; }
.brand { font-weight: 700; font-size: 1.15rem; color: var(--ink); text-decoration: none; }
.site-header nav { display: flex; gap: 14px; flex-wrap: wrap; align-items: center; font-size: .95rem; }
.site-header nav a { text-decoration: none; color: var(--muted); }
.site-header nav a:hover { color: var(--ink); }
.site-header nav a.cta { color: #fff; background: var(--accent); padding: 6px 12px; border-radius: 999px; }
.site-header nav a.cta:hover { background: #256640; color: #fff; }

.content { padding-top: 24px; padding-bottom: 48px; }
.crumbs { font-size: .85rem; color: var(--muted); margin-bottom: 8px; }
.crumbs a { color: var(--muted); }
h1 { font-size: 2rem; line-height: 1.2; margin: 0 0 12px; letter-spacing: -.01em; }
h2 { font-size: 1.35rem; line-height: 1.3; margin: 2rem 0 .5rem; }
h3 { font-size: 1.1rem; margin: 1.5rem 0 .4rem; }
.lede { font-size: 1.15rem; color: var(--muted); margin-top: 0; }
.meta { font-size: .85rem; color: var(--muted); }

.prose table { width: 100%; border-collapse: collapse; margin: 1rem 0; font-size: .95rem; display: block; overflow-x: auto; }
.prose th, .prose td { border-bottom: 1px solid var(--line); padding: 8px 10px; text-align: left; vertical-align: top; }
.prose th { background: var(--soft); }
.prose blockquote { margin: 1rem 0; padding: 10px 16px; background: var(--soft); border-left: 4px solid var(--brand); border-radius: 0 var(--radius) var(--radius) 0; }
.prose blockquote p { margin: .3rem 0; }
.prose li { margin: .25rem 0; }

.callout { background: var(--soft); border: 1px solid var(--line); border-radius: var(--radius); padding: 14px 16px; margin: 1rem 0; }

.quote { margin: 2.5rem 0 1rem; padding: 20px; border: 2px solid var(--accent); border-radius: var(--radius); background: #f6fbf8; }
.quote h2 { margin-top: 0; }
.quote form { display: grid; gap: 12px; }
.quote .row { display: grid; gap: 12px; grid-template-columns: 1fr 1fr; }
.quote label { display: grid; gap: 4px; font-weight: 600; font-size: .95rem; }
.quote .opt { font-weight: 400; color: var(--muted); }
.quote input, .quote select, .quote textarea {
  font: inherit; font-weight: 400; padding: 10px 12px; border: 1px solid #b9c6ce; border-radius: 8px; background: #fff; width: 100%; }
.quote input:focus, .quote select:focus, .quote textarea:focus { outline: 3px solid #9cc9de; border-color: var(--brand); }
.quote .consent { grid-template-columns: auto 1fr; align-items: start; font-weight: 400; font-size: .82rem; color: var(--muted); gap: 10px; }
.quote .consent input { width: 18px; height: 18px; margin-top: 3px; }
.quote button { font: inherit; font-weight: 700; color: #fff; background: var(--accent); border: 0; border-radius: 999px; padding: 12px 20px; cursor: pointer; justify-self: start; }
.quote button:hover { background: #256640; }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }

.city-box, .related, .faqs, .sources { margin-top: 2rem; }
.city-box { background: var(--soft); border-radius: var(--radius); padding: 4px 16px 12px; }
.pills { list-style: none; padding: 0; display: flex; flex-wrap: wrap; gap: 8px; }
.pills a { display: inline-block; padding: 4px 12px; border: 1px solid var(--line); border-radius: 999px; text-decoration: none; }
.faqs details { border-bottom: 1px solid var(--line); padding: 10px 0; }
.faqs summary { cursor: pointer; font-weight: 600; }
.sources { font-size: .85rem; color: var(--muted); }
.sources a { color: var(--muted); }

.site-footer { background: var(--soft); border-top: 1px solid var(--line); padding: 28px 0; font-size: .9rem; color: var(--muted); }
.site-footer .wrap { max-width: 64rem; }
.site-footer h2 { font-size: .95rem; color: var(--ink); margin: 0 0 6px; }
.site-footer ul { list-style: none; padding: 0; margin: 0; }
.site-footer li { margin: 4px 0; }
.footer-cols { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin: 20px 0; }
.disclosure { margin: 0; }
.fine { font-size: .8rem; margin: 0; }

@media (max-width: 600px) {
  body { font-size: 16px; }
  h1 { font-size: 1.6rem; }
  .quote .row { grid-template-columns: 1fr; }
  .footer-cols { grid-template-columns: 1fr 1fr; }
}

.quote fieldset { border: 0; padding: 0; margin: 0; display: flex; flex-wrap: wrap; gap: 6px 18px; align-items: center; }
.quote legend { font-weight: 600; font-size: .95rem; padding: 0; margin-bottom: 4px; width: 100%; }
.quote fieldset label { display: flex; align-items: center; gap: 6px; font-weight: 400; }
.quote fieldset input { width: auto; }
.quote .paid-note { font-size: .85rem; color: var(--muted); margin: 0; }
[hidden] { display: none !important; }